Retno Dwianti, Ardianingsih A, Adriyana R. Analysis of the Influence of Financial Literacy and Human Resource Capability on the Performance of MSMEs with E-Commerce as a Moderating Variable: A Case Study of MSMEs in Pekalongan. JAMS [Internet]. 2026 Jul. 21 [cited 2026 Oct. 7];3(2). Available from: https://journals.unikal.ac.id/index.php/jams/article/view/582