Kholisah K, Meliza M. PENGARUH LITERASI KEUANGAN, FINANCIAL TECHNOLOGY, DAN LINGKUNGAN SOSIAL TERHADAP PERILAKU KEUANGAN UMKM DI KABUPATEN BATANG. JAMS [Internet]. 2026 May 29 [cited 2026 Oct. 7];3(2). Available from: https://journals.unikal.ac.id/index.php/jams/article/view/551