RETNO DWIANTI; ARDIANINGSIH, A.; ADRIYANA, R. Analysis of the Influence of Financial Literacy and Human Resource Capability on the Performance of MSMEs with E-Commerce as a Moderating Variable: A Case Study of MSMEs in Pekalongan. Journal of Accounting and Management’s Student, [S. l.], v. 3, n. 2, 2026. Disponível em: https://journals.unikal.ac.id/index.php/jams/article/view/582. Acesso em: 7 oct. 2026.