KHOLISAH, K.; MELIZA, M. PENGARUH LITERASI KEUANGAN, FINANCIAL TECHNOLOGY, DAN LINGKUNGAN SOSIAL TERHADAP PERILAKU KEUANGAN UMKM DI KABUPATEN BATANG. Journal of Accounting and Management’s Student, [S. l.], v. 3, n. 2, 2026. Disponível em: https://journals.unikal.ac.id/index.php/jams/article/view/551. Acesso em: 7 oct. 2026.