ANGGI; NURHAYATI, S. PENGARUH LITERASI KEUANGAN, INKLUSI KEUANGAN, DAN FINANCIAL TECHNOLOGY TERHADAP PENGELOLAAN KEUANGAN PADA PELAKU UMKM DI KAB. PEKALONGAN. Journal of Accounting and Management’s Student, [S. l.], v. 3, n. 1, 2026. Disponível em: https://journals.unikal.ac.id/index.php/jams/article/view/391. Acesso em: 7 oct. 2026.