PUTRI WAHYUNINGSIH, P. W.; MELIZA, M.; AYUNINGRUM, A. P. ANALISIS PENGARUH FINANCIAL TECHNOLOGY, LITERASI KEUANGAN, DAN INKLUSI KEUANGAN TERHADAP PERILAKU KEUANGAN PADA UMKM KOTA PEKALONGAN . Journal of Accounting and Management’s Student, [S. l.], v. 2, n. 1, 2025. Disponível em: https://journals.unikal.ac.id/index.php/jams/article/view/310. Acesso em: 7 oct. 2026.